Payday interest and such

[Corne]

I've made this topic before but it was locked because it had gotten inactive and the question remained unanswered and I still want to know how interest rates are being calculated in the server and the things that influence it (and how they influence it). Six months ago I was told that a bunch of helpers were working on a guide for this but it is still nowhere to be found.

From personal experiences I've seen interest rates increase fast up to around 150k-200k and then slow down / decrease. I was also told the higher your level is the lower your interest will be. Is this true?

I hope anyone is able to give me a more clear answer on this because I'm quite interested in it and I dont think anyone fully knows how the interest rates work at this point.

Could someone with access to the gamemode perhaps answer this question if no-one else can?

 

[Breadd]

I THINK that the highest amount of interest you get is when you have $950,000 in your bank account.

 

[Coco]

I THINK that the highest amount of interest you get is when you have $950,000 in your bank account.

It was actually one million, but it has maybe changed again.

 

[Breadd]

I THINK that the highest amount of interest you get is when you have $950,000 in your bank account.

It was actually one million, but it has maybe changed again.

Ah, yeah. It's 1 mil.

 

[Corne]

What about levels? How do they affect the payday interest? Is it true that the higher your level is the lower it will be?

 

[Breadd]

What about levels? How do they affect the payday interest? Is it true that the higher your level is the lower it will be?

I don't think the levels affect it.

 

[Witting]

Interest goes up by your bank account however after a certain amount of money, the rate will drop dramatically, it does increase with each bit of money but only fractionally - This is what I'd say since Evans has a 50k payday due to the money he has in the bank.

Edit; I don't believe levels effect it, if they do it must be by a very small margin.

 

[JayChris]

Way too much money would flow to the server if the interests would never end. The server already got too much money anyway.

 

[Karner]

If you have ~1,000,000 the interest rate is 0.3.
If you have more than 1,000,000 the interest rate is 0.05.

This means you're better off keeping exactly $1,000,000 in the bank until you reach $6,000,000.

 

[gustav9797]

If you have ~1,000,000 the interest rate is 0.3.
If you have more than 1,000,000 the interest rate is 0.05.

This means you're better off keeping exactly $1,000,000 in the bank until you reach $6,000,000.