I had the same problem when I played WoW.
That's because there are many people and much are scripted in there.
Maybe you should get a better computer, or clean it up.
Or you might have corrupted mods, you have any texture mods or vehicle mods? Perhaps skin mods? Because if it's like car mod on Turismo for example, someone might have Turismo saved in Palomino, and the mod is corrupt. Therefore when you enter PC your SA loads the Turismo in there, and it crashes.
Same thing may happen with all kinds of texture mods or player models.
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